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Building Credit With an Auto Loan | Newport News, VA

Building Credit With an Auto Loan | Newport News, VA

For most consumers, figuring out how to pay for a new car can seem like a stressful ordeal, and for drivers with little credit history or poor credit history, getting a new car can seem even more daunting. However, it’s important to know that there are plenty of credit options available to drivers with either little credit history or less-than-ideal credit history. In fact, financing a car can be an excellent way to improve your credit profile. But what is a credit profile, and how does buying a new car make yours better?


What is credit, anyway?

When you start shopping for a car, chances are you will come across the term “credit score.” Everyone’s credit score is a composite of several factors, including credit history, existing lines of credit, existing debt, payment history, and various other numbers. Basically, a credit score is a number that lenders use to determine the risk they’re taking on when giving you a loan. Generally speaking, higher credit scores lead to things like lower monthly payments or less interest on a loan.


How is a credit score improved?

Individuals with little credit history or a history of late payments or debt will often find they end up with interest rates that are higher than those for individuals with higher credit scores. Luckily, a poor credit score can be improved in a number of ways, including taking out a new line of credit and making timely monthly payments. Because of this, a car loan can be a fantastic opportunity to build your credit profile.


Building credit with an auto loan

Not only will an auto loan allow you to get the car you want without coming up with the entire price all up front, it will also improve your credit score if you stay on top of monthly payments. When buying a car in order to build credit, it’s important to make sure you never miss a payment, as this regularity is the key to improving your individual credit profile.

Visit Casey Credit to learn more about securing the right financing for your new car.

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Best used trucks - Newport News va

Best Used Trucks to Buy in Newport News, VA When you’re shopping for the best truck to buy in Newport News, come to Casey Auto. Our used car dealership in Virginia has a large selection of pre-owned pickup trucks from your favorite brands, such as Ford, Chevrolet, and Ram. Here’s a look at some of the best. Used Ford F-150 You won’t find a better used truck on the market than the F-150. The legendary Ford F-Series truck is the best-selling pickup on the market— and has been for nearly half a century. You’ll find many different versions of the F-150 for sale, like the Tremor®, King Ranch®, Rattler™, Raptor®, and upcoming all-electric Lighting™. It’s easy to find a used F-150 that fits your exact preferences since it’s been in production for decades and comes in so many varieties. Used Chevrolet Silverado 1500 Some drivers prefer the Silverado for its innovative features and design elements like its versatile Multi-Flex Tailgate, Super Cruise self-driving system, and capable ZR2 off-roading package. Its diesel engine is a great option for tough work jobs, and its resilient Durabed can withstand rough items being dumped without leaving dents and dings. This is the type of truck that can take a beating and still keep rolling! Used GMC Sierra 1500 As another GM truck, the Sierra shares the same underpinnings and capabilities of the Silverado but with extra pizzazz and luxury features. A used GMC Sierra is a classy, premium pickup that sits at the higher end of this used truck lineup. It’s decked out in chrome accents, leather seats, and real wood interior trim — especially if you choose the superior Sierra Denali. Plus, the Sierra typically receives GM’s latest technology like Super Cruise a few years before it arrives on the Silverado. Used Ram 1500 Don’t forget about this underrated pickup truck. Its HEMI® V8 engine is a real beast, the strongest factory-installed engine in its class. If you want a luxurious pickup truck, that’s what the Ram 1500 aims to be, offering many standard premium components like high-quality leather upholstery and reclining rear seats. Its RamBox Cargo Management System is very useful to organize and secure your loose equipment. Used Jeep Gladiator A pickup truck in the way only the Jeep brand could make it, the Gladiator is unlike any other used truck on the market. It’s designed like a Wrangler but with the addition of an open bed for your messy gear and extra towing strength. You’ll notice the similar square-angled shape and open-air cab as the legendary Jeep SUV here but with added utility. Plus, the Trail-Rated Gladiator’s diesel engine option is more fuel-efficient than its competitors’. This used truck is a great choice if you enjoy off-roading and want a vehicle halfway between an SUV and a traditional truck for your hobby. Used Toyota Tundra If you’re not a fan of the more popular used truck models on this list, Toyota offers a noteworthy alternative. The Tundra provides a smooth, comfortable ride thanks to its plush suspension, stiff chassis, and quiet cabin. Toyota trucks have a reputation for lasting a long time and having a dependable build quality. A recent highlight of recent Tundra models is the debut of the TRD Pro version. It’s enhanced for off-road operation with its boosted suspension, dual exhaust system, bigger wheels, and deeper-tread tires. Plus, you can customize your used Tundra with the many TRD Pro Series accessories for sale. Save money when you buy a used pickup truck at Casey Auto. Our used car dealership in Newport News stocks a variety of trusted brands and models. Find the truck model that fits your needs and budget here in our inventory.

Best used cars for older drivers

Best Used Cars for Older Drivers in Newport News, VA Newport News is a great place to retire, so many customers at our car dealership are senior citizens. What makes a good vehicle for seniors? It’s an affordable model that you can repay on a fixed income, prioritizes safety and driving assistance, and has a tall ride height for better vision and accessibility. With those attributes, we at Casey Auto recommend these used cars for older drivers. Toyota RAV4 By far, the RAV4 has been the number-one selling SUV in the U.S. in recent years. Americans of all ages love the compact SUV for its responsive power and handling, excellent fuel economy, spacious cargo area, and reliable build quality. As a retiree, you’re sure to find something to love in a pre-owned RAV4 from Casey Auto. Subaru Forester Practically any Subaru model is a great buy thanks to the brand’s signature Symmetrical All-Wheel Drive system, but we recommend the Forester most to older drivers. In addition to coming standard with AWD, the Forester has tall ground clearance and abundant driving assistance features for safely navigating through Newport News in the winter. Ford Escape The Ford Escape bears the qualities most senior drivers want in a crossover, such as its IIHS Top Safety Pick Plus status in crash test durability. The Escape offers optional all-wheel drive, an easy-to-use SYNC® infotainment system, and a smooth ride with comfy seating. Mazda CX-5 Mazda may not be the first brand you think of when you think of elderly drivers, but the Mazda CX-5 is a good buy at any age. The automaker aims to make driving easy and enjoyable, engineering its vehicles like the Mazda CX-5 crossover with agile handling and sporty design elements. Find the right fit for you at Casey Auto. We sell used models from over two dozen automotive brands, so we offer more options than most car dealerships in Newport News.

Why buy used or CPO for teenage college student

Why Buy a Used Car or CPO Vehicle for Your Teenage College Student in Newport News, VA Used Inventory Casey Carefree Guarantee Your teenager is now old enough to have a driver’s license and will be graduating school to leave for college. They need their own vehicle for commuting, but what should you buy? For parents of teenagers, we at the Casey Auto Group recommend buying a used or CPO vehicle for your student driver. Here’s why. Save money Here’s the most obvious reason that student drivers should buy a pre-owned car instead of a brand-new one: to save money. Teenagers already have lots of expenses, so you shouldn’t spend more on a starter can than you have to — especially since they’ll be paying costly insurance premiums as a high-risk driver. Used cars have lost some of their value due to depreciation, making them more affordable for students on a budget. A good investment You want to save money on a used car, not empty your wallet. That’s why you need to be careful not to buy a beater that’s a good deal upfront but will cost you tons in upkeep and repairs. A lemon will only cost you more in the long run. How can you know you’re getting a great deal on a pre-owned vehicle? Buy a certified pre-owned one. It’s been carefully inspected and verified to be in great condition while still reflecting a significant depreciation in cost. Only the essentials A teenager or college student only requires a car for transportation. They don’t need a bunch of bells and whistles — but that’s what most brand-new cars come with now. When you buy a model that’s 3-5 years old, its tech isn’t cutting edge anymore, so you’re not paying extra for the hottest features on the market. You’re more likely to find a bare-bones base model with only the essentials. Peace of mind A certified pre-owned vehicle provides peace of mind because it’s been through a rigorous multipoint inspection for its condition. And, it comes with manufacturer-backed warranties in case something unexpected goes wrong. The Casey Auto Group has many pre-owned vehicles for sale from a variety of auto manufacturers. Visit any of our stores to find a great deal on a car from a brand you trust.